MetLife Advantages

Posted on behalf of Sheryl Gordon, Benefits Manager

Metlife MotherChild

MetLife Advantages

By now most of us are aware that our life insurance company changed to MetLife during the last Open Enrollment, but are you aware that if you are enrolled in MetLife life insurance through Green River – as an eligible employee – you have access to free services for support, planning and protection when you need it most?

MetLife Advantages” is a comprehensive suite of valuable services that offers free product services to you and your family, such as will preparation and estate resolution services.

The services are offered by third-party vendors, but free for those enrolled in MetLife.*

Find out more about the program here, MetLife Advantages Program. Scroll down and click on the green “Sign in to MyBenefits” link.   (Note: you do not need to sign in –just click on the “Group Life Insurance” tab at the top of the page, then click on the “MetLife Advantages link).

*Note: some services require that you be enrolled in “supplemental” life insurance (more than just the employer-paid basic coverage) in order to utilize the particular resource.

Medical FSA and DCAP Reminders

Posted on behalf of Sheryl Gordon, Benefits Manager

Discretionary Health Savings Account (HSA) Employee Contributions

Federal regulations do not allow dual enrollment in a CDHP/HSA and a medical FSA. Employees who change to a Consumer Directed Health Plan (CDHP) with an HSA for the upcoming year and had a medical FSA in the previous year must have a $0 balance in the FSA as of December 31 to receive the employer contribution and make discretionary employee contributions to the HSA.

In January, agencies were notified of employees who had changed to a CDHP/HSA during open enrollment and still had a medical FSA balance. We requested that any discretionary HSA deductions entered into the payroll system be removed until after the medical FSA grace period.

This is a reminder that beginning April 1 employers may activate the discretionary employee contribution to the HSA for these employees. In addition, at the end of April, the employee will receive the employer contribution to their HSA for January, February, March and April. Employees enrolled as a single subscriber will receive a deposit of $233.36 ($58.34 x 4 months) and employees enrolled with at least one family member on the account will receive a deposit of $466.68 ($116.67 x 4 months). If employees earned the $125 Wellness incentive during 2016, this will be included in the deposit at the end of April.

2016 Medical Flexible Spending Arrangement (FSA) and Dependent Care Assistance Program (DCAP) Claims Submission Deadline is March 31, 2017

The deadline to submit claims against your 2016 medical FSA and DCAP is March 31, 2017. All claims must be received by Navia Benefits Solutions no later than March 31, 2017.

Claims may be submitted online at http://pebb.naviabenefits.com or by completing the 2016 medical FSA and DCAP claim form. The form may be faxed (425-451-7002 or toll-free 1-866-535-9227); emailed (claims@naviabenefits.com); or mailed (Navia Benefit Solutions, PO Box 53250, Bellevue, WA 98015-3250).

If Navia Benefit Solutions does not receive your claim by March 31, 2017, the medical FSA or DCAP account will be closed and any balance remaining will be forfeited to the plan administrator, the Health Care Authority. Once the money is forfeited, you will not be able to claim it.

If you would like to confirm the balance in your 2016 medical FSA or DCAP account, contact Navia Benefit Solutions at 1-800-669-3539 or 425-452-3500 or log into your account from their website (http://pebb.naviabenefits.com).

Kaiser Permanente Acquisition is Complete

Posted on behalf of Sheryl Gordonkaiser-permanente
Kaiser Permanente’s acquisition of Group Health Cooperative became final February 1, and with that, Group Health is now part of the largest integrated health system in the nation. While Group Health will now be part of Kaiser Permanente, it’s important to remember:

  • The plan you’ve selected won’t change. Your premiums, benefits, and costs will stay the same in 2017. So will your member number.
  • You can keep your doctors. You and your family will continue to receive care from the doctors and care teams you count on.
  • You can still get care at the locations you visit now. The name on the buildings will change, but the same convenient clinics — with doctors’ offices, lab, pharmacy, and X-ray usually under one roof — will continue to serve you. The same goes for online services, including the mobile app, your electronic health record and secure messaging with your doctor.

Group Health members can expect to receive a letter from Kaiser Permanente in March with new ID cards (but with the same member number). Your existing Group Health card is still valid; continue to use it until you receive your new Kaiser card.

Sheryl F. Gordon
Benefits Manager
Extension 2600

MetLife Enrollment Deadline Extended!

Posted on behalf of Sheryl Gordon

metlife

MetLife’s website and customer service phone lines have experienced high visitor and call volumes, and many members have reported being unable to complete their life insurance transactions online or get through to a customer service representative.

To ensure that PEBB Program subscribers can take advantage of this special, one-time open enrollment opportunity, the deadline for life insurance only has been extended. Subscribers now have until midnight on December 16, 2016, to take action.

This open enrollment extension only pertains to MetLife’s life insurance benefits effective January 1, 2017. This is NOT an open enrollment extension to make other PEBB Program benefit changes for 2017.

MetLife’s website is likely to remain busy. To ensure that your life insurance enrollment or changes are received by MetLife by December 16, 2016, please don’t wait!

You have two options:

  1. Go to MetLife’s website at www.mybenefits.metlife.com/wapebb to create an account.  At the home page, type in PEBB and then click on PEBB Benefits – State of Washington and continue to register.  Once you’ve enrolled in or made changes to your life and/or accidental death and dismemberment (AD&D) insurance, print your confirmation page and keep it for your records. OR
  2. Complete and print the MetLife Enrollment/Change Form – Enrollment Period from November 1, 2016 – November 30, 2016. You can either mail this form to the address shown on the bottom of page 1 or fax it to MetLife at 1-859-825-6719. Please keep a copy of your form or the accepted fax transmission for your records. (MetLife will disregard the enrollment period shown at the top of this form.)

Please review the MetLife Frequently Asked Questions on the MetLife website.

Use the MetLife Life Insurance Calculator to determine how much life insurance you need.

Review the Support, Planning and Protection Advantages MetLife offers. These benefits include:

  • grief counseling
  • face-to-face will preparation
  • solutions for continuing workplace coverage and more.

*Although the MetLife deadline has been extended to December 16, there is no reason to wait!

PEBB Health Coverage Changes

Posted on behalf of Sheryl Gordon, Benefits ManagerInsurance1095

The Public Employee Benefits Board (PEBB) program is instituting several changes next year, beginning January 1, 2017. The changes will include:

  • New life insurance benefits and premiums
  • Medical plan benefits – including Telehealth or “virtual” office visits!
  • Uniform Medical Plan (UMP) Plus expanded into new counties
  • Medical plan premiums
  • Individual contribution amounts for health savings accounts (HSA)
  • Optional long-term disability (LTD) insurance premiums
  • PEBB Program rules and policies

Check out the following flyer to find out more details about the above changes:

PEBB Health Coverage Changes 2017

*And don’t forget that open enrollment for MetLife starts November 1, 2016.

MetLife and PEBB Life Insurance

Posted on behalf of Sheryl Gordon

MetLife is the PEBB Program’s new life insurance carrier in 2017

The Health Care Authority (HCA) recently partnered with MetLife to provide increased life insurance benefits to eligible Public Employees Benefits Board (PEBB) Program members starting January 1, 2017.

Concurrent with the PEBB Program’s open enrollment, MetLife will hold a special, one-time open enrollment opportunity that will allow many PEBB Program subscribers to enroll in or increase their supplemental life insurance or supplemental accidental death and dismemberment (AD&D) insurance from November 1-30, 2016.

Some of the benefit changes for 2017 include:

  • Employer-paid, basic life insurance for employees will increase from $25,000 in 2016 to $35,000 in 2017. Accidental death and dismemberment (AD&D) insurance will remain at $5,000. This increase is at no cost to the employee;
  • Many PEBB members will be able to enroll in or increase their amount of life insurance during MetLife’s Open Enrollment (up to $500,000) without health questions and/or medical exams;
  • Eligible employees can apply for amounts over $500,000 up to $1,000,000 with health questions and/or medical exams;
  • Also changes in supplemental life insurance options for children and for retirees.You will receive much more information in your PEBB Program “For Your Benefit” newsletter which PEBB will send out on September 13th to all PEBB Program members.

You will receive much more information in your PEBB Program “For Your Benefit” newsletter which PEBB will send out on September 13th to all PEBB Program members

OR READ MORE NOW

Summary of Benefits and Coverage

Posted on behalf of Sheryl Gordon

Q&A

WHAT DO YOU CALL AN EASY-TO-UNDERSTAND AND CONCISE SUMMARY OF YOUR HEALTH BENEFITS?

You call it your Summary of Benefits and Coverage!

Need to know what’s covered under your health plan and what services may not be, what’s included in your plan’s “out-of-pocket” limit, or what your overall deductible is?

You can find all that and more in your plan’s Summary of Benefits and Coverage. Summaries of Benefits and Coverage (SBC’s) are required under the federal Affordable Care Act to help plan members understand plan benefits and medical terms.

The PEBB Program and/or medical plans provide SBCs, or notice of how to get one, at different times throughout the year (like when you apply for coverage, renew your plan, or request an SBC). SBCs are available (upon request) in English, Spanish, Tagalog, Chinese, and Navajo.

You can find your Plan’s Summary of Benefits and Coverage here:

Summaries of Benefits and Coverage

Summaries of Benefits and Coverage aren’t the only useful tool when comparing plans; PEBB also offers a handy side-by-side Medical benefits comparison tool for researching your plan options.

OPEN ENROLLMENT IS COMING SOONER THAN YOU THINK —NOVEMBER 1 THROUGH NOVEMBER 30!